Mortgage Loan Originator · NMLS #299320
Virginia Fargo is a mortgage loan originator with Empire Home Loans and the professional behind No Hassle Home Loans. With mortgage lending experience since 2011, she serves Phoenix, Scottsdale, and Maricopa County, Arizona, specializing in first-time homebuyer financing, mortgage affordability, relocation, FHA and VA loans, manufactured homes, jumbo loans, and self-employed borrower financing.
Her specialty is finding mortgage solutions for borrowers who may not fit a traditional lending box — self-employed income, alternative documentation, tight timelines and complex files — alongside first-time purchases, relocation, refinancing and home equity.
Serving Phoenix, Scottsdale, and all of Maricopa County, Arizona.
Virginia Fargo | Mortgage Loan OriginatorRead client experiences: Verified reviews · Phoenix · Scottsdale · Mortgage Answers
More from Virginia: NoHassleHomeLoans.com · Mortgage Insights blog · LinkedIn
Virginia Fargo is a mortgage loan originator in Arizona, NMLS #299320, providing No Hassle Home Loans through Empire Home Loans Inc. (NMLS #1839243, AZ Lic MB-1012019). She guides homebuyers and homeowners through purchase, refinance and home equity financing.
Yes. She originates residential mortgages for Arizona borrowers, with a primary focus on Phoenix, Scottsdale, Maricopa County, Gilbert, Fountain Hills and North Scottsdale/Troon.
No Hassle Home Loans is the mortgage service Virginia Fargo provides: consultative guidance where the conversation starts with your goals and timeline, options are explained in plain language, and nothing moves forward until it makes sense to you.
Finding mortgage solutions for borrowers who may not fit a traditional lending box — self-employed and business-owner income, alternative documentation, complex timelines, jumbo and second-home financing — alongside first-time purchases, relocation, refinancing and home equity.
Phoenix, Scottsdale, North Scottsdale and Troon, Gilbert, Fountain Hills and communities throughout Maricopa County, Arizona.
Virginia has 346 verified client reviews — 62 on Google and 284 on Experience.com — most often citing communication, responsiveness, mortgage knowledge and problem solving.
Every conversation starts with your goals — not a rate quote. Reach out and get a clear picture of your options.