Scottsdale, Arizona
Read verified reviews from homebuyers and homeowners who worked with Virginia Fargo and No Hassle Home Loans in Scottsdale. She has 346 verified reviews across Google and Experience.com.
Scottsdale, North Scottsdale and Troon financing: purchases, jumbo, second homes, relocation, self-employed income, refinancing and home equity.
“There are not enough stars to describe how incredible Virginia and her team are. We went from contract acceptance to closing in 16 days. This is our 4th loan that we have closed with her and each experience gets better than the next. Highly recommend.”
— Jodi F., Scottsdale area client
Verified Google reviewRelated pages: Self-employed mortgage reviews · All verified reviews · About Virginia Fargo
“To say that Virginia goes above and beyond is an understatement. She hand walked me through the entire loan process with patience and will jump through hoops to get you to the finish line. I 100% recommend using her expertise and drive for your loan needs. I am very grateful for all she has achieved for me.”
— Jana F., Phoenix area client
Verified Google review“I had an excellent experience working with Virginia. She was professional, knowledgeable, responsive, and genuinely committed to making the mortgage process as smooth and stress-free as possible. She took the time to explain every step, answered all my questions, and kept me informed throughout the entire process. I highly recommend Virginia to anyone looking to purchase or refinance a home. Her expertise and exceptional customer service truly made a difference!”
— Laith F., Gilbert area client
Verified Google review“Virginia is the most helpful and hardworking loan agent that I have had the pleasure to deal with. She cares about people and looks after their best interest.”
— Dean R.
Verified Google review“Virgina is the ultimate professional. She's attentive to her client's requirements and knows exactly what solutions to provide. She's an excellent communicator, articulate, and eloquent. She did a great job for me and will work with her again without hesitation. I highly recommend Virginnia for all your home loan needs.”
— Michael H.
Verified Google review“Excellent service provided to her clients. Easy to work with. Very knowledgeable.”
— Brian G.
Verified Google reviewVirginia Fargo, mortgage loan originator NMLS #299320 providing No Hassle Home Loans, has 346 verified reviews across Google and Experience.com from Scottsdale and Maricopa County clients.
Purchases, first-time buyer financing, jumbo and higher-price-point loans common in North Scottsdale and Troon, relocation financing, second homes, self-employed and business-owner income, investment properties, refinancing and home equity.
Timelines depend on the property, documentation and underwriting. One verified Scottsdale client wrote that they went from contract acceptance to closing in 16 days — that is one client's experience, not a promised timeline.
Virginia Fargo works with self-employed Scottsdale buyers — business owners, contractors and commission-based earners — using either traditional tax-return documentation or alternative approaches such as bank statement programs when deductions understate real cash flow.
Yes. That is a core specialty: self-employed income, alternative documentation, complex asset pictures and files that need a structure rather than a template. Every file is evaluated individually and no outcome is guaranteed in advance.
From first purchases to jumbo and second-home financing, the first step is a straightforward conversation about your goals.